About Us


Johannes Baluyot - Credit Advisor

Johannes has over 15 years’ experience within the banking and finance industry, both in the branch network and commercial banking, specialising in customer management.

Johannes takes a holistic approach to every client interaction, who are at different stages of their life cycle and assist them to achieve their financial goals coupled with looking for ways to simplify their banking with the ultimate goal, to save them time and money.

Johannes’ areas of expertise include property purchases, asset purchases and ongoing finance requirements, with a focus in the commercial space, from assisting start up businesses, small to medium businesses, and those looking to expand their business opportunities.

Johannes can also assist with tailoring banking and product packages, deposits, merchant facilities, insurance, financial planning, risk management, trade and importing/exporting, trade debtor finance, plant & equipment finance.


Patricia Yovanovich - Credit Advisor (486503)

Patricia is a born and bred Darwinian and calls Darwin "home".

Patricia completed her Certificate IV in Finance and Mortgage Broking in 2009 after being in the Industry for 2 years and went onto being an owner/operator of a Cafe business.

Patricia sold her business in 2015 and has come back into the world of Finance.

Patricia has over 5 years’ experience within the Mortgage Broking industry focusing on residential home loans, first home buyers, re-financing to access equity for the purpose of expanding investment portfolio, debt consolidation, non-conforming loans, short term money, vehicle loans and personal loans.

Patricia's previous experience has been in the hospitality industry, real estate agent and in the community service sector. Patricia's passion has come from her own journey of being able to assist people in the wider community to find success.


"Your Bank shows you their products 

 We show you 'every banks' products, the choice is Yours"